Peruvians currently have correspondent agents of banks and savings banks, established in warehouses, pharmacies or bookstores, among other businesses, where they can make payments for services, deposits and withdrawals.
Soon you will also be able to access microcredits, open a savings account, buy tickets and even obtain mandatory traffic accident insurance (SOAT) at digital correspondent agents.
Through the joint investment of Wayra Peru and the bottom The board in the startup Imix correspondent agents can digitally transform the processes that are done today by hand and use them in the placement of products such as loans, microcredits, savings, micro savings, insurance or microinsurance, said Sandra Rubio, executive director of Imix.
The law already allows correspondent agents to channel credits, although, in practice, they do not apply it.
Wayra is the innovation hub of Telefonica, which invests in startup in the maturation stage.
Meanwhile, Imix is a technological platform that builds inclusive ecosystems and manages, manages and integrates commercial agents and bank correspondents, to simplify operational and technological processes.
In this way, the fintech Colombian origin will allow to integrate and manage the services offered by financial entities in service channels that they have in warehouses, pharmacies or bookstores.
"We will allow winemakers to provide a financial product and service, so that they become agents of change for their community and can bring convenient financial services to people," said Rubio.
The investment of Wayra in IMIX will complement the portfolio of services of correspondent agents that from Telefónica B2B is already offered to financial institutions and microfinance institutions. The telecommunications company provides these services to nearly 10,000 correspondent agents in the financial system.
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https://gestion.pe/tu-dinero/finanzas-personales/en-bodegas-y-farmacias-daran-creditos-a-las-personas-noticia/
