the best offers in November 2019 with fixed and variable rates

The positive period continues for those who have to take out a mortgage loan or are considering making a loan subrogation. The interest rates for the stipulation of a mortgage for the purchase of a house recorded further reductions, in September the rates reached 1.45% compared to that recorded in August by 1.70%. The Euribor indexes remain permanently in negative territory. With a quarterly maturity of -0.40 you can get a mortgage indexed at a rate of 0.35%, with a Taeg of 0.58% for an amount up to 50% of the property price. The Eurirs deadlines also remain at very interesting levels for those who want to take out a fixed-rate mortgage or switch from a variable loan to a constant payment. Rates continue to maintain historic lows, and what we are experiencing is a great time to take out a loan to buy a property.

How to find the best mortgage offers November 2019

Anyone who wants to take out a mortgage is advised to evaluate the proposals of several banks and not just contact their bank. Good thing is to evaluate more proposals and compare them, even before identifying the property to be purchased, in order to monitor the market trend and make the right choice at the right time.

The best mortgages of November 2019

We provide you with some loan terms of some banks both at fixed and variable rates, having considered the purchase of a property worth € 280,000 and a loan request for € 140,000 for a duration of 20 years by a boy of 34 years.

Please note that usually a mute is granted equal to 80% of the property value.

l best mortgages a fixed rate for the beginning of November 2019 are the following:

Hello Bank! BNL Gruppo BNP Paribas: online procedure; fixed rate 0.85%, installment € 634.53; APR 0.99%;

BNL Gruppo BNP Paribas: procedure in the branch, fixed rate 0.85%, installment € 634.53, TEAG 1.04%;

Credem Bank: procedure in the branch, fixed rate 0.80%, installment € 631.44, TEAG 1.06%;

Credit Agricole: procedure in the branch, fixed rate 1.04%, installment 646.35 €, APR 1.19%;

Banco Desio: procedure in the branch, fixed rate 1.10%, installment € 650.12, TEAG 1.28%.

While for the home mortgage a variable rate the best offers of November 2019, are:

Cream bank: subsidiary procedure, floating rate 0.35%, installment € 603.89, TEAG 0.63%;

Intesa Sanpaolo: procedure in the branch, floating rate 0.46%, installment € 610.51, TEAG 0.61%;

Hello Bank! BNL Gruppo BNP Paribas: online procedure; variable rate 0.56%, installment € 616.56; TAEG 0.70%;

BNL Gruppo BNP Paribas: procedure in the branch, fixed rate 0.56%, installment € 612.56, TEAG 0.74%;

Credit Agricole: procedure in the branch, floating rate 0.68, installment € 624.19, TEAG 0.82%;

Unicredit: procedure in the branch, fixed rate 0.70%, installment € 625.11, TEAG 0.84%.

Mortgage for young temporary workers: this is the Consap guarantee fund

To keep up to date, follow us on: Facebook – Twitter – Gnews – Instragram – Pinterest and WhatsApp at +39 3515397062