The economic turbulence of recent weeks caused Argentine savers to intensify their search for refuge in the dollar using apps
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<p><span style="font-weight: 400;">Given the economic outlook, more and more people are inclined to save in dollars using applications that operate uninterruptedly -24 hours, 365 days a year- and <span style="background-color: #ffff99;">With lower prices than banks. </span></span>
All the mentioned platforms are enabled by the Central Bank (BCRA) and, therefore, they operate in line with the restrictions of the last weeks that, among other things, establish a limit for the purchase of US $ 10,000 per month.
Dollars Free
It began operating last Tuesday and is the creation of three Cordoba entrepreneurs, Carlos Sicchar, Pablo Piccolotto and Mariano Mosquera. It does not offer a single quote but links private buyers with private sellers. It's like a "Mercado Libre", but where the good that is sold is the dollar.
Once the buyer chooses with which vendor he wants to make the transaction, he must transfer the money in pesos to the Dollars Free account (he can do it for free by bank transfer or with any debit or credit card associated with Mercado Pago, paying a commission in around 13%), which then accredits the balance in the account that the user registered at the time of registering on the platform. The biggest news is that if you choose the option to trade through the virtual wallet of Mercado Pago there is even the possibility of paying dollars in installments.
The platform is registered in the Registry of Exchange Operators of the BCRA and charges a commission of 1.5% to each party involved, but plans to reduce the percentage as the system takes volume.
Brubank
Brubank today records an unprecedented situation for banking history: sell and buy dollars with zero spread. According to the first cut of the daily report prepared by the Central Bank, the price of Brubank is $ 56.9 in both cases. It is also the lowest market value. According to the same official record, Brubank also had the lowest electronic price yesterday, when closing for sale at $ 57.4, while the average was located at $ 59.07.
Orange X
The operations are carried out with funds available in the virtual account, which can be funded on any Orange card, can be transferred from any bank account or "loaded" with cash via Easy Payment. In the last two cases, the CVU (Uniform Virtual Key, the CBU of the virtual world) is used, a unique identification code that the user receives when downloading the application and registering on the platform.
The CEO of Naranja X, Gastón Irigoyen, told La Nación that it is possible to buy and sell dollars through the application 24 hours a day, 365 days a year. In addition to the advantageous price, The application promises a spread – difference between the buyer and seller exchange rate – maximum of 40 cents. That is, it will be ensured that dollars are bought and sold at almost the same price.
Bull exchange
It is the platform for buying and selling dollars from the Bull Market Brokers and is active since the end of last year. To operate it is necessary to generate an account from the website or cell phone (which requires the sending of a photo of the ID and selfie) and, once opened, you can transfer money from any other bank account.
The application – which works for both Android and Iphone operating systems – promises a quote "always better than the average price of dolarhoy.com ". Today it sold for $ 58, while the average for dolarhoy.com was $ 59.16.
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